"Make that decision. Look at each other, hold each other and shake hands," Gary says. "[Say,] 'We are are absolutely going to get through this.' We don't have to be perfect. We just have to be really honest." 

• M. Gary Neuman helps a couple repair the marriage's recession damage
• Try this exercise for rewriting your vows
• How to talk to your spouse about finances

From The Oprah Winfrey Show Recession-Proof Your Marriage