No matter the roadblock—big worries, small assets—Jack Otter has an expert to help you find a way through. Choose the statement that sounds most like your life to get started.

1. "I have no idea what I'm doing!"
   
   
2. "I can't ever seem to save anything!"
   
   
3. "I'm up to my ears in debt!"
   
   
4. "I wish I knew—if only I had a clue what I wanted to do for retirement."
   
   
5. "Terror! I'm afraid I'm going to make a tragic mistake!"
   
   

Plus:  Are you doing the best things with your money?

• 25 solid-gold ways to save
• Money in the bank...how does it get there?
• How to plan for retirement
• One of the best things you can do with your money

From the March 2008 issue of O, The Oprah Magazine

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