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Suze, what's your take on how many dates before you start talking about money seriously?Gayle King, host ofAsk Oprah's All Stars

Suze Orman: Well, you know, you start talking about money from the very first date, even if you're not verbally talking about money. Because how are you going to share the bill? Who's going to leave the tip? Where are you going to go? So, you can watch somebody's financial habits and notice very quickly: Are they honest or are they dishonest with what they're doing with money. But I can tell you this; what's really important, if you ever do get serious with somebody, is you better be as financially intimate with them as you are personally intimate with them. You know how you meet somebody and you wonder: Do you leave your bra on the doorknob? Do you leave the toilet [seat] up? Do they leave the hairs in the sink or whatever it may be that you've got to know. Are they spenders or are they savers? Are they respectful with money or disrespectful? Because "M" just doesn't stand for marriage, it also stands for money.

Next: What's important about a FICO score?

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