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7 Simple Steps to Get Out of Debt

By Dave Ramsey
The Oprah Winfrey Show  |  September 13, 2005
Man holding money, man holding small house

Pay Off Your Home Mortgage

Put all of the intensity and financial power you put toward your debt snowball to pay your house off as quickly as possible. Imagine how good the grass will feel under your feet when it's paid for. Without a house payment you have control of your greatest wealth-building tool—your income.

Photo: Hemera/Thinkstock
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