7 Simple Steps to Get Out of Debt

Save $1,000 Cash as a Starter Emergency Fund (as fast as you can)

Money magazine says that 78 percent of us will have a major negative event in a given 10-year period of time. Life happens, so be ready. Stop everything and focus. Twist and wring out the budget, work extra hours, sell something, or have a garage sale, but quickly get your $1,000.