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Valerie wins $100,000.

After Oprah turns down the mystery banker's final offer of $50,000, it's time for the moment of truth. Howie opens Oprah's case and reveals…$5,000.

Disappointed that she couldn't win someone more money, Oprah asks the audience to check under their seats for a Hershey's Kiss. The person with a card that says "deal" wins the prize money. Valerie is the big winner, and she's not disappointed with her prize. "That is so cool," she says. "Beggars can't be choosers."

But that's not all! In honor of its 100th anniversary, Hershey's has an even sweeter deal for Valerie. A model returns to the stage with a briefcase containing Valerie's real prize—$100,000! "This is incredible!" says a stunned Valerie.

So what will Valerie do with the money? "My son's getting ready to go to college, so that will pay for a few years," she says.

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