Money-Saving Hints

Can thrifty couple Sue and Brett help Vicky and Mark find ways to cut back? They begin with the Sandbergs' monthly budget and discover the Sandbergs are spending $650 a month in department stores on things for the kids—clothing, video games and DVDs. "That's a big number," Sue says.

In addition, the Sandbergs are spending $190 each month on their phone, Internet and cable bill and $350 a month eating out at restaurants. All in all, the family is spending $8,744 a month, which is more than they are bringing in.