Money-Saving Hints

On October 7, 2008, the DOW dropped over 500 points and stocks in Europe and Asia plummeted overnight. CNBC's Dylan Ratigan says the root of the crisis is that people have been unrealistic about finances.

"The problem that we have right now is one where too many Americans collectively borrowed more than we can afford to pay, and we created a system on Wall Street to support that culture," he says. "Now we're all dealing with the consequences."