Living a Lie

When actress Gabrielle Union first moved to L.A., she went into debt trying to keep up with the Hollywood fantasy. "You start to think that if somehow you had a little piece of their life, your life will magically transform into Jennifer Lopez's," she says. "And it doesn't work like that!"

Gabrielle also says most celebrities aren't even paying for a lot of the latest must-haves. "I've gotten everything—literally—from purses to clothes to trips. There's no need to go into debt trying to chase a celebrity who didn't pay for it in the first place!"