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What's the Best Way to Save Money?
Maria says there are "three buckets" to savings:

  1. Savings Account or CD: "You're not going to get a great interest rate," Maria says, "but at least you know it's there and safe."
  2. 401k or IRA: "You must have a 401k," Maria says. "If your company is not offering a 401k, you must have an IRA (or Individual Retirement Account.)"
  3. Stocks: "I do believe most people should be invested in stocks," Maria says. "You want to have an investment account if you have the extra money to do so."
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FROM: Things Oprah Wants to Know and You Do, Too!
Published on January 19, 2006

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