"One of the saddest sights in the whole world is a black woman with a credit card. Credit card coming all shaking. They start ringing it up and what does the black woman start doing? Crossing her fingers, 'Oh, Lord. Oh, Lord, please let it go through. Don't embarrass me in front of all these white people today. Oh, Lord, Lord, Lord,'" Chris joked. "They invented layaway for black people. A brother will layaway a house if they let him."
This moment was chosen as one of The Oprah Show's top 5 Chris Rock moments. Watch all five now!