If you want to get a bachelor's degree, or even a master's or doctorate, but feel short on time and money, an online education may be the route for you. Terrence Thomas of eLearners.com* talks with Jean about the ins and outs of attending college online and why it's a trend that appeals to many—especially women.

Once considered "gimmicky," online degrees are now more popular than ever—in fact, dozens of accredited colleges offer degrees in all areas and interests, Terrence says. "The main difference is in a classroom setting you attend and the professor sees you and sees that you are there," he says. "Online, however, you are really graded on how you participate [outside of class]."

While many courses are writing intensive and require a lot of reading, Terrence says you can schedule your online courses around the rest of your life—something many working mothers appreciate. "We find a lot of working women—a lot of professional women who want to advance their careers—are coming online as a viable option to balance everything in their lives," he says.

Here are some tips to keep in mind if you are considering an online education:

• More discipline is required online than in a traditional brick and mortar classroom.
• Tuition differs depending on the college and course.
• Some online colleges offer in-state tuition rates.
• Take one course at a time if you're unsure you can handle the workload.
• If you have experience in a subject, you can test out of the course and get credits toward your degree.
• Online students receive the same diplomas as students who complete degrees on campus.
• You need your family's support so you can take the time to complete your degree online.