Are you overwhelmed with e-mails and letters from organizations asking for monetary contributions? Instead of ignoring the pleas for donations, Dr. Robin says you should take a closer look at the requests and give to an organization that speaks to you. "Just decide … that you're going to put your energy, money, time and effort behind a worthy cause and go into the world and make the difference that you are here to make," she says.

By opening your wallet to a cause when you have some extra cash on hand, Dr. Robin says someday you may be blessed in return. "There is somebody out there who needs your help," she says. "I want you to start caring."