If you need help squeezing donations into your budget, download Instead
, a free iPhone app that suggests ways you can save a few bucks to put toward a good cause. How much could you bank by skipping the movies three times and staying home to watch a rental? Enough to provide treatment to three HIV-positive teens for a month. If you donate the money online to Instead, they'll pass it along to one of their partner organizations, such as Dignitas International, which runs an HIV support club for teens in Malawi.