7 People to Cut Out of Your Financial Life

She's the most fun person to go shopping with. In fact, she's the only person to go shopping with: The purchase pusher. "Get it!" she urges when you're waffling over that obviously unnecessary dress/bag/pair of shoes/jadeite-green moped. "You deserve it!" Or, even worse, she insists (in words that turn your new accountant's spine to ice): "Sure it's expensive, but it's worth it!" She's right. The Italian-marble countertop is expensive because it's gorgeous. So is that first-edition copy of Franny and Zooey. So is a Ferrari. But just because something is beautiful doesn't mean you need to have it. And just because you deserve something doesn't mean (sorry) you can afford it.