7 People to Cut Out of Your Financial Life

The "Expensive but Worth It"–Purchase Pusher

She's the most fun person to go shopping with. In fact, she's the only person to go shopping with: The purchase pusher. "Get it!" she urges when you're waffling over that obviously unnecessary dress/bag/pair of shoes/jadeite-green moped. "You deserve it!" Or, even worse, she insists (in words that turn your new accountant's spine to ice): "Sure it's expensive, but it's worth it!" She's right. The Italian-marble countertop is expensive because it's gorgeous. So is that first-edition copy of Franny and Zooey. So is a Ferrari. But just because something is beautiful doesn't mean you need to have it. And just because you deserve something doesn't mean (sorry) you can afford it.