7 People to Cut Out of Your Financial Life

There comes a time in every adult's life when she realizes the family friend who's been doing her taxes since she started working, while a lovely person, has never been able to get her any money back (or seems to get a suspiciously high refund). Or when she realizes her accountant is someone—come to think of it—she's never actually met. These are signs that it's time to start looking for someone new, someone with whom you can sit down and hash it all out. Finding a trustworthy, affordable CPA might not be the sexiest task in the world, but once you say goodbye to the wrong accountant and sign on with the right one, a stress you never knew you were carrying will float away. Especially—trust me here—if you are a consultant or a freelancer.