Is it luck that allows these people to beat the odds? Skill? A combination? Some would say there's a science to it—like Ben Sherwood, author of the new book The Survivor's Club: The Secrets and Science That Could Save Your Life.
"There's a whole field of people who study what are called human factors of survival—why some people live and other people die. I put it together and am using it to help regular folks deal with the everyday stuff we all have to go through," Ben says.
I bet I know what you're thinking: What does this have to do with my money? A lot.
While the "everyday stuff" Ben is talking about could be a car accident or a fire, it could also be layoffs or struggling to pay the rent or coping with a dwindling retirement portfolio. Believe it or not, some of the same strategies apply.