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If there's an upside to this economy, it's that it is affecting everyone. There's a good chance everyone at work, on your block, in your circle of friends and in your family is cutting back. That means you can feel more comfortable than ever before suggesting ways to conserve money. One way, particularly if you have a large family or group of friends, is by drawing names out of a hat for presents.
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Published on December 07, 2008
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