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The Egglestons seem to be doing well on the Debt Diet, but they have their setbacks, too. Sally admits she bought a pair of pants for $25 after she had told the kids they couldn't have McDonald's because they were on "the diet." It was an impulse purchase that left her feeling guilty even though she later returned them.

David says Sally's setback is normal. "This is going to happen to people when they go on this diet—you're going to fall off," says David. "Don't beat yourself up about it, just get back on the diet!"

What advice does David have for people with an urge to spend? "We are overleased and underloved," David says. "When you go out to buy something to make yourself feel better, there are other things you can do." David suggests trading your expensive habit for a healthy activity. "If you know you love to shop, go to the park. Come up with something else that you can start doing as a new hobby."

The Egglestons mean business.

More from Oprah's Debt Diet 

8 steps to financial freedom
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FROM: The Debt Diet: Part 4
Published on January 01, 2006

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