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Lessons learned from The Difference: That what I was doing was on the right track. It gave me hope and some optimism returned. It brought back to me the lessons of my younger years when we had to stop any spending and think about what the choices were in front of me—which at this point were few.

The parts of The Difference that helped me the most were some of the tests that were in there to jog the memory and get to the basis of my feelings. I needed to rely on myself and not on things material, in which to base my inner feelings of value. It gave me motivation to keep on going, because quite frankly, I was ready to just call it quits. The job at hand was so overwhelming that it could have been very easy to give up. When I received The Difference, I sort of just sat down with it and figured I would read to see if there was any magic in there to "fix" my problems. Well, the magic was in the reading and getting into the reality of how with a few adjustments within myself, I could make a big difference in how I look at what is in front of me and for the rest of my life. 

I had to acknowledge that exercise and proper eating would also make a change in how I faced these challenges. It is 16 months since I came face to face with my new reality, and many lifetime changes have taken place. This has been a very difficult but rewarding and complicated learning year. I have faced my severe loneliness and the deep, frightening fear of being alone with nothing but my social security. If I am lucky, I may live to be 80 to 85, and although it is very, very tight financially, at least I feel safe in my little nest and that my immediate needs of shelter and food will continue. 

Favorite chapter from The Difference: Favorite chapter is hard to pick, as I found something everywhere. A little bit here and there that related to me. Funny name, The Difference, actually made a difference to me. Jean, your book and your show has actually added to giving me hope to go forward.
The information provided here is general advice and you should always consult your own financial adviser before making major financial decisions, including investments or changes to your portfolio. The opinions expressed by the hosts, guests and callers to Oprah Radio are strictly their own.

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