Financially speaking, Cheryl and Matt have been doing all the right things—they're hardworking (Cheryl is a lawyer and Matt is a physician), they pay their bills on time, keep tabs on their credit score and live within their means. At the same time, the young married couple has almost a half million dollars of student loans and credit card debt from their college and graduate-school years.
Fortunately, Jean is ready to help this couple tackle their debt as they embark on Oprah's Debt Diet plan. In this first installment, Jean talks with Cheryl and Matt about their monthly income and expenses to see just how much debt they really have. Plus, the couple talks about the burden of debt as well as the goals they hope to reach before the Debt Diet step.