Kelly says she's felt terrible for years about turning to her mom and sister for financial help, but she knew they'd never let her go without. Even when she promised to pay back loans, Kelly admits she never had enough money to stay true to her word.
"Now that I look at it, [I felt like a liar] because I didn't follow through with what I said I was going to do," she says. "I think it became habit. It's like a bank—if you know you've got the money there, you can just go get it out with no questions asked."
Now that the bank is closed, it's time to make some tough decisions. Nicole says she's decided to sell her house and the house Kelly's living in. Then, she's planning to move to Texas. Before she leaves, she offers to help Kelly find a new apartment and pay the first and last month's rent.
"I'm going to set you free," she says to Kelly. "I'm sorry for burdening you with the help that I've provided this far, but I think you can do it. I think you have it in you to be free and powerful and the beautiful woman you are."
Kelly is now determined to make it on her own. "I can admit that I was wrong for all these years I've been relying on you and relying on Mom to help me try to make it in life," she tells Nicole. "I'm so sorry I disrespected you. I thank you, and I love you. ... I feel so victorious. I feel so much joy and peace."