Kelly's constant borrowing is taking an emotional toll on Nicole. "I sit down with her a lot and I try to help her figure things out. Try to teach her about budgeting. Teach her about credit," Nicole says. "But it seems like when she doesn't get it and she does what she wants to do, she comes to me, and it hurts because it feels like I'm not doing what I need to do to help her grow."
Nicole says she also feels responsible for her sister. "We come from a family who believes if one has, everyone should have—even if the other person is not sustaining and being consistent with their finances," Nicole says.
At the end of the day, Nicole and Cynthia say Kelly will continue to get what she wants because they won't say no. "I give her money because my grandkids live with her, and that is always what gets to me," Cynthia says.
Nicole admits Kelly is becoming a burden. "Kelly is really bleeding my mother and I dry," Nicole says. "Every time that I look at her it's like, 'What are you doing to me?' I think about that sometimes, and it's hard because I love her. I wish she would stop hurting me."