"If your mind's focused on materialism and self-beautification, believe me, the regret will set in," Phil says. "And especially after you look at your debt after you spend all that stuff, that promise to satisfy you doesn't satisfy anymore. Just a deep regret sets in. Focus on relationships is what is important."
There's one more piece of Suze's plan that Felice is ready to finish. "I filled out an application for Starbucks!" she says. "I'll bring that this week."
Phil and Felice thank Suze for her advice...and for finally getting the truth through. "She gave me a good kick in the butt, that's what she did," Felice says.
Read an excerpt from Suze's book, Women & Money: Owning the Power to Control Your Destiny.