I know many of you have seen the value of your home rise a bunch over the past few years, giving you more equity in your home. And many of you have tapped into that equity by taking out a home equity line of credit (HELOC). This is not wise because it converts equity into debt (the HELOC that you must repay). I don't recommend borrowing against the equity in your home unless it's for an absolutely necessary expenditure like repairing the roof.
Declutter your life! Our March issue features a complete guide to streamlining your life, from Peter Walsh's 30-Day Organization Challenge to innovative ways to clear your mind. Plus, go behind the scenes of Oprah's yard sale and find out how you can improve the world with a simple "hello."