To get to the bottom of her finances, Suze paid Hannah a visit.
Watch Suze's smackdown.
Hannah comes clean. "I spend the money on the things I know I shouldn't spend because I think I'm young and I still have time to fix it," she says.
Suze says Hannah's spending spree has real consequences now. "These are the most horrible FICO scores I have ever seen," Suze says. "Every time you decide to pay your rent versus your student loan, a bed versus your student loan, eating out versus your student loan, what you are doing to yourself is really committing financial suicide."
Then, Suze asks Hannah a big question. Why isn't she working a job in the field her degree is in? "Because I'm too lazy to look for a new job," Hannah says.