What Can I Afford?

"Oh, you are so denied!" Suze says to Megan. "And let me tell you why with love."

Suze says Megan needs to keep working for two reasons. First, because her reported monthly expenses did not take into consideration all the future purchases for the new baby, like diapers.

Use this worksheet to track your monthly expenses

Second, Megan does not meet Suze's rule for eight months of emergency savings. "If she had $48,000 there and we were okay there and I knew she was being honest with her expenses, okay," Suze says.