Suze says that Marla should buy a car that will have a monthly payment similar to the $316 she pays now. To do that, she'll need to buy a used SUV for approximately $10,000. Suze says Marla can also try to buy the car she has currently, since the lease is up in three months. "You can negotiate big time with them right now when you turn it back in," she says.
The rule of thumb, Suze says, is if you're going to finance a car, don't finance it for more than three years. "If you can't afford the monthly payments on a three-year loan, you cannot afford it," she says.
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