Virginia has been listening to all of Suze's advice, but still wants to know what the most important things a woman needs to know about investing in her future. "How do we get that knowledge?" she asks.
"Number one, never talk yourself into trusting anyone. You are to trust yourself more than you trust others," Suze says. "The biggest mistake women make is that they do say yes out of fear."
If you trust a financial adviser more than you trust yourself, Suze says you are making a mistake. "If you want to find the best financial adviser in the world—I have said this forever—look in the mirror. Nobody is ever going to care about your money more than you do."
Many women have been conditioned to not trust themselves when it comes to money, but Suze says you can build that trust in yourself by reading and slowly becoming more involved in your finances. "If you have what it takes to be able to raise children, you, my dear friend, have what it takes to do anything you want day by day. Do it slowly and you'll get there."
Suze says the worst mistake people make, especially when they're just starting out, is being "all or nothing investors." Instead of jumping into investing all your money in no load mutual funds or individual stocks, start with a smaller sum, like $500.
"When you don't know what to do when it comes to money, it's better to do nothing than to do something you do not understand," Suze says.
Read an excerpt of Suze Orman's Women & Money .