Steps to a Money Makeover
Three finance experts on the changes to make now (and later).
O, The Oprah Magazine | From the September 2012 issue of O, The Oprah Magazine
Illustration: Kagan McLeod
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Do This Now: Electronic bills are great—unless they're lost in a crowded in-box. Set up a separate e-mail account (e.g., alexabills@gmail.com) to keep your e-bills orderly. Do This Soon: Step back and look at the big picture. Fifty percent of your take-home pay should be allocated for essentials, 20 percent should go toward savings and debt, and 30 percent can cover everything else. |
