Grocery shopping

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Grocery Shopping on Your Lunch Break
Why it's bad: There are rarely deals to be had on quiet Mondays, Tuesdays, Wednesdays and Thursdays. Retailers know that most people shop on weekends, so that's when they offer big discounts, says Roger Davidson, who has held senior positions with major grocery chains.

How to stop: Brave the masses on Friday, Saturday or Sunday to find major markdowns. Another reason not to fear crowds: Research shows we're less likely to buy unnecessary items when we're surrounded by many people.

Next: 5 ways you're wasting money trying to save time
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