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Get your kids in on the savings act. There are so many ways your kids can help you get and stay on the right financial footing, while learning to become financially responsible. You don't have time for coupons? Get your kids to do it—and offer them a percentage of the savings. Money they have is money you don't have to spend on them. Also, consider assigning them chores you might pay other people to do.

Jean Chatzky's Layoff Survival Guide
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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