"This is a couple that's done everything right," Suze says. "They have a serious sum of money in both of their retirement accounts. They just didn't want to touch it. They have money coming in. ... There is so much money there that as long as you continue to live like this, you're fine."
How did Jill and Jose put away such a sizable sum? For five years, Jill says they lived off Jose's salary and banked her income, which Suze says is the greatest decision they made.
They also spent years researching their retirement plan. "From a financial planning perspective, we kind of did the budget," Jill says. "We did the spreadsheet, [and] we said, 'What's inflation going to cost us? What's our rate of return going to be? And what are we going to pay for fuel? What are we going to pay for food?'"
Suze says more families should follow Jose and Jill's lead. "Fabulous, fabulous, fabulous, you two," Suze says. "You are seriously on the financial road for the rest of your lives."