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Protecting Yourself Against Identity Theft

State Guide: Credit Freezing

Currently, the following states allow consumers who have not yet been victims of identity theft to put a credit freeze on their accounts at the credit bureaus:

California
Colorado
Connecticut
Delaware
Florida
Illinois
Indiana [as of September 1, 2007]
Kentucky
Louisiana
Maine
Maryland [as of January 1, 2008]
Minnesota
Montana [as of July 1, 2007]
Nebraska [as of September 1, 2008]
Nevada
New Hampshire
New Jersey
New Mexico [as of July 1, 2007]
New York
North Carolina
North Dakota [as of July 2007]
Oklahoma
Pennsylvania
Rhode Island
Tennessee [as of January 1, 2008]
Utah [as of September 1, 2008]
Vermont
West Virginia [as of July 2007]
Wisconsin
Wyoming [as of January 1, 2008]

The following states allow only victims of ID theft to use a credit freeze:

Arkansas [as of January 1, 2008]
Hawaii
Kansas
Mississippi
South Dakota
Texas
Washington
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