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Victor says he never leaves home without his Debt Diet contract, a reminder of the commitment he's made and the benefits that come with it.

Print and sign your own Debt Diet contract! PDF
You will need the free Adobe Acrobat Reader to view the contract. Download it here. 

"So many times [debt] leads to stress," he says. "The last thing anybody needs is extra stress."

Money expert David Bach says the way Victor lowered his interest rate by transferring credit card debt is a great strategy—but always read the fine print. One late payment can increase the interest rate, he says. Also, be sure to ask that transfer fees and interest on new purchases be waived.
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FROM: The Debt Diet: Part 5
Published on January 01, 2006
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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