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We know you work hard already, but sometimes the only way to dig out is by earning extra money. You may be able to do that at your own job.
  • If it's been a year or more since you received a raise, it's time to ask for one. If you don't get it, ask your supervisor what you need to do to increase the size of your paycheck.
  • You may need to get a second job. Eight and a half million Americans have already done so to meet regular household expenses or pay off debt, according to the Bureau of Labor Statistics. That's 4 out of 10 people!
  • If you're already moonlighting and it's been a while since you raised your rates or raised your prices, do so today by 10%. That's the easiest way to pad your pocket. 

Step 7: Prioritize your debts and raise your credit score 

Get all of Oprah's Debt Diet advice 
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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