We know you work hard already, but sometimes the only way to dig out is by earning extra money. You may be able to do that at your own job.
Step 7: Prioritize your debts and raise your credit score
Get all of Oprah's Debt Diet advice
- If it's been a year or more since you received a raise, it's time to ask for one. If you don't get it, ask your supervisor what you need to do to increase the size of your paycheck.
- You may need to get a second job. Eight and a half million Americans have already done so to meet regular household expenses or pay off debt, according to the Bureau of Labor Statistics. That's 4 out of 10 people!
- If you're already moonlighting and it's been a while since you raised your rates or raised your prices, do so today by 10%. That's the easiest way to pad your pocket.