After years of saying yes, the stock market plummeted and some parents lost their jobs. This is why Suze says yes and no should never depend on the economy. "It should be dependent upon: 'What kind of values do you want to raise your children with? Do you always want them to think they're entitled? Or do you want them to understand the value of a buck?'" she says.
Once your son or daughter understands basic math principles, Suze says it's time to start the conversation. "You have got to start talking about money. You've got to," she says. "There's nothing wrong with talking about money. I happen to love it, and I happen to love talking about it."