Through her research, Jean Chatzky has found that optimism is a key trait of financially secure people in her book, The Difference. For the past few decades, academics have used the Life Orientation Test to measure optimism. It was developed by Michael F. Schier, department head and professor of psychology at Carnegie Mellon University, and Charles S. Carver, distinguished professor of psychology at the University of Miami. Frederick G. Crane, executive producer of entrepreneurship and innovation at the Northeaster University Collage of Business Administration, first shared the revised version with Jean. Indicate the extent to which you agree or disagree with the statements below. Please be as honest and accurate as you can throughout. Try not to let your response to one statement influence your responses to other statements. There are no correct or incorrect answers. Answer according to your own feelings, rather than how you think most people would answer.