Jean says there are many things the Bradleys simply cannot afford. Lisa struggles to come to terms with this news, but Jean insists that Lisa needs to make some tough choices. "The $2,000 piano is not an option," says Jean. One week later, they trade out their expensive piano for a cheaper one—that's $2,100 saved.
The Bradley's owe more than $2,000 on their big screen TV. Jean says it has to go. Five days later, Lisa gives up the TV, gaining an additional $2,300 towards their debt.
The Bradleys spend $130 a month on cable, yet another cost Jean says the Bradleys need to reduce. Lisa says she needs time to process this move. "I've never set myself up for failure and I'm not going to start by saying something that I know I can't do," says Lisa.
"I'm not here to see you fail," says Jean. "But I think that you really do need to think about what you need, versus what you want." Six days later, Lisa complies and returns all four cable boxes for a yearly savings of $960.
Lisa spends $30 a week getting her hair done, and Jean confronts her at the beauty salon. Lisa refuses to cut back on her weekly visits. After a heated argument, Jean discovers there are some areas where Lisa will not budge. "The hair is not a compromise that Lisa is willing to make," says Jean. "And that's fine. ... This is about making the choices in your life that work for you. It's about saying, 'I'll cut my food budget. ... I will cut a lot of other things in my life and I will choose to do this because I am deciding.'"