4 Steps to Beat Credit Card Debt for Good

Whether you owe $25 or $25,000, these steps will help keep your debt in check.

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Get help. The Association of Independent Consumer Credit Counseling Agencies can connect you with a reputable counselor who will guide you through your payment options and even, when appropriate, negotiate a repayment plan with your creditors.

Next: Cut $100 from your monthly budget (plus more expert secrets)

Published on October 09, 2012

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Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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