One thing Kerry wished she had done was to contribute money directly into a savings account in her own name. "I think that's the new feminism, to have a savings account in your own name," Oprah says.
Jean says anyone can open a savings account. "It's our little red sports car," she says. "And it's a myth that if you're not in the workforce, you can't save for retirement. You are entitled to open an IRA of your own."