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What constitutes a good score has actually gone up, so you have to work a little harder to stay at the top of the class. Things like shopping for credit and high levels of debt all work against you, so keep them to a minimum.

Also, a good score means easy access to cash if you need it, and in these times, everyone should have a home equity line of credit in their back pocket in case of an emergency.
PAGE 5 of 6
Published on June 03, 2008
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