Clean out your closet.
After months of cutting back or even eliminating your impulse clothes shopping, there are times when you feel you must make a purchase: You think you don't have the right outfit for an important job interview, a weekend hiking trip or a hot date.
I asked experts—including Stacy London, who as host of TLC's What Not to Wear is the woman you see on TV trashing a person's wardrobe before handing over a $5,000 debit card to replace it—what to do when a megabucks gift isn't likely to materialize. 

Closeted Wealth
You'll be surprised by what's in your own closet, particularly if you didn't have time to do a good spring-cleaning this year. When was the last time you did an inventory? Trust me, there will be clothes you probably forgot about years ago. Some may be out of style, and that's fine—give them to charity or store them until they come back. But you'll likely find some hidden treasures. 

When you put everything back, improve on your organization if everything wasn't already easy to find.



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