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Just Don't Do It
Every time you find yourself one click away from an online purchase, I want you to ask, Why am I buying this? Often the answer will be Because it's just $20. You know what I mean: the rationalization that a small purchase is no big deal in the grand scheme of things. Well, it can be a very big deal. Stop spending just $20 twice a week, and you'll have $160 in monthly savings.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.