Things Every Caretaker Should Look Into:
- Make sure your special needs child is getting all the educational services he's entitled to.
- When your child turns 18, make sure she qualifies for Social Security so she can have her own source of income.
- At the same time, make sure she qualifies for Medicaid, so she has insurance benefits. Ask your workplace if it provides insurance coverage for adult children with special needs, Andrew says.
- Create a third-party supplement needs trust for your disabled child. Andrew says this type of trust allows a trustee to distribute funds to someone with a disability without disqualifying that person from Medicaid benefits.
- Get in touch with the Special Needs Alliance, a national, nonprofit organization Andrew says is committed to helping individuals with disabilities and their families, for assistance in finding an attorney to help you plan for your disabled child's future.