Jean Chatzky
Are you struggling with your weight, your finances and your love life? If so, you're not alone, says Victoria Moran, author of Fat, Broke & Lonely No More: Your Personal Solution to Overeating, Overspending, and Looking for Love in All the Wrong Places. Jean talks with Victoria about steps you can take to improve these important areas of your life.

Victoria says that there can be a connection between your finances, your tendency to overeat and not finding a suitable mate. She says her "12-stop" program can help women take charge of their finances and their life. "The 12 'stops' are what you stop doing so that you can start doing all of the great stuff that you know creates financial solvency and the kind of life we want," Victoria says. She shares 10 of the 12 "stops" outlined in her book:

  • Stop expecting the world to owe you a living. "The idea that somebody else is going to swoop down and play the fairy godmother role is pretty unlikely, so why not take care of yourself?" Victoria says.
  • Stop blaming other people for your financial situation. "Give 'em a break—take responsibly and go forward on your own," Victoria says.
  • Stop spending money that's not yours. Stop using your credit cards and pay for as much as you can with cash, Victoria says.
  • Stop making excuses. "Do what you need to do [to get out of debt]," she says. "Basically this is all about taking care of you. It's not about how frugal can you be. It is about how well you can treat yourself for your whole life."
  • Stop looking for a bail-out. "The idea that somebody is going to come in and make your debt go away and all be well for the future is really a fantasy," Victoria says.
  • Stop searching for Mr. or Ms. Right with the big wallet. Victoria says when you take care of yourself and you have enough money to live the life you want to live, you will naturally attract good people.
  • Stop vaporizing money. If your money seems to disappear, start writing down everything you spend for at least a month, or at least a full billing cycle, so you can see where it is going, Victoria says.
  • Stop letting other people decide your fiscal priorities. "You decide where your money goes," she says. "Trust yourself but live in a way that you can trust yourself."
  • Stop shopping as a hobby. "Recreational shopping is the shortest distance between two points: you and broke," Victoria says.
  • Stop collecting junk. "You want to live a life in which the things you have traded your hard-earned money for are quality items that really do uplift your life," she says.
The information provided here is general advice and you should always consult your own financial adviser before making major financial decisions, including investments or changes to your portfolio. The opinions expressed by the hosts, guests and callers to Oprah Radio are strictly their own.

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