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The new year is a wonderful time to make a fresh start—but that can be difficult if you're still trying to pay for everything you did in the last year. If you feel buried in debt, there is a way out. Financial experts Jean Chatzky, David Bach and Glinda Bridgforth suggest steps to crawl out of the hole and breathe easier this year.
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Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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