Woman figuring out finances

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Step 8: Make It Real
Take time to develop a budget, seek sound financial advice and establish a financial plan. "Now is the time to organize your home, your wallet and bank account to achieve what you desire," he says. Ask yourself the following questions:
  • How much should you be spending on your living expenses?
  • What is a reasonable amount to spend each month on rent or a mortgage? Food and entertainment?
  • How much should be going into your savings? Should you be investing?
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