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If My House Is Destroyed, How Much Money Would I Get to Rebuild It?

After she tells you the amount, you might want to check with several local builders to confirm how much it would cost to reconstruct a home like yours and immediately increase your coverage as needed. Make sure the amount you'll receive for rebuilding covers the cost of meeting ordinances or codes that have been added or updated since your house was originally constructed. If your policy limits or excludes ordinance and code changes, ask your agent for a new policy.
Please note: This is general information and is not intended to be legal advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio, and a qualified legal professional before executing any legal documents or taking any legal action. Harpo Productions, Inc., OWN: Oprah Winfrey Network, Discovery Communications LLC and their affiliated companies and entities are not responsible for any losses, damages or claims that may result from your financial or legal decisions.

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