Following the instructions given to her by the people who sent her the letter, Christina wired the money she received from the checks to New York. She thought she was paying taxes on her lottery winnings. Then, Christina got a third check in the mail. "They said they did not send enough for the federal fees the first time, and once I sent that, I would have my money," Christina says.
So, Christina took another trip to the bank to cash the third check, but there was a problem. "[The bank] said, 'Oh no, the first check came back. It's counterfeit,'" Christina says. "I thought I did my homework. I thought I was very thorough, and they said I'm responsible for the money."
Instead of reaping $50,000 in lottery winnings, Christina ended up being scammed out of nearly $8,000—even though she says she tried to protect herself. "She did all the right things. The fact of the matter is that these are professional con men who do this," Sid says.